ABOUT US
At Kruger Financial Services we believe that we need to offer carefully selected financial products which will provide peace of mind to our clients.
As financial advisors we strive to secure long-term relationships with all our shareholders, product providers & clients. As a valued client of Kruger Financial Services, we offer peace of mind which is based on the extensive experience, and understanding of the market we participate in. The adopted member intimacy, the service model is based on a tailor-made approach to match the needs of our diversified client base, be it Individuals Business Owners, or Corporates.
Kruger Financial Services grew, steadily from a one-man operation (2004) to a steadfast business as it stands today. Over the years, the decision was made to dis, sect the business into specialized business units comprising Healthcare, Short-term Insurance, Life Assurance, Investments, and Wellness programs. We have professional business agreement with, regard s to Accounting & Tax plus Fiduciary Services (Wills & Trusts). Diversification has been a major driver within the business philosophy and will continue as a cornerstone of our business. We are looking forward to being of, service to you..
KOBUS KRUGER
Kobus joined the Financial Services industry in 2004. He started his career in the IT services industry and is a qualified IT Engineer. Kobus started his insurance career as a financial advisor. He is the owner and founder of Kruger Financial Services. Kobus specializes in Healthcare, Short-term Insurance, and Investments.
Kobus was awarded several insurance awards with Momentum and Discovery.
Kobus has a certificate in healthcare and has passed both the RE 5 & RE 1 exams as stipulated in the FAIS Act.
Kobus is a Commercial Helicopter pilot who has a passion for the aviation industry. Cover for pilots is something he specializes in and has a huge aviation client base.
Liezel KRUGER
Liezel joined the Financial Services industry in 1995. Her career began with ABSA Consultants & Actuaries and she later moved to Sage Life in 1998. After a brief period with Sage Life she was offered a position with Discovery Life in 2000. Liezel started off as a business consultant and in 20120 she became a Discovery Financial Advisor. In 2015 she became a Discovery Franchise Director where she was involved in a developing franchise. End of 2016 she decided to leave the corporate world in order to join KOBUS AS financial Advisor and co-owner at Kruger Financial Services.
Liezel was awarded several insurance awards (year on year) since she entered the insurance industry in 1995.
Liezel has a national certificate in Wealth Management and has passed both the RE 5 & RE 1 exams as stipulated in the FAIS Act.
Liezel has a passion for rugby and the aviation industry.
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SERVICES
Life Insurance
Every person has a need to be independent and in today’ day and age financial independence is the cornerstone of independence.
Life Insurance
Disability
Severe Illness
Income Protection Cover
Business Overheads Cover
Child Education Plans
Child Protection Cover
Business Insurance
Business Assurance An appropriately structured business assurance plan insures the sustainability of your business against unexpected or unlikely events.
Keyman Insurance
Buy & Sell Insurance
Contingent Liability
Loan Account Protection Plan
Investment
We provide our clients with expert guidance to accommodate specific needs and each with their own risk, return, term and tax
Endowment
Flexible Investment
Retirement Annuity
Tax Free Investment
Retirement Plan
Health care
Health Care Health and wellness go hand in hand. No matter how much wealth you have, it is difficult to enjoy quality of life if you are in poor health.
Comprehensive Health Plans
Hospital Plans
Chronic Illness
Gap Cover
Gap Cover pays the difference between what Medical aid covers and the cost of hospital.
In Hospital Cover
Co‐Payment Cover
Wills & Trusts
A Last Will and Testament is a legal document detailing how you wish your estate to be divided after death.
Wills
Trusts
Estate Protection Plan
Funeral Cover
Estate Duty Cover
Short term Insurance
Short-term insurance makes the daily costs and conducting of business more certain by transferring risk to the Insurer.
Household
Car Insurance
All Risk Cover
Home Owners Insurance
Personal Indemnity Cover
Wellness
Our core purpose is to make people healthy, enhance and protect their lifestyles!
Household
Car Insurance
All Risk Cover
Home Owners Insurance
Personal Indemnity Cover
ADDITIONAL SERVICES
ACCOUNTING SERVICES
Accounting & Bookkeeping
Tax Services
Compliance Services
Payroll Services
REAL ESTATE SERVICES
Selling Property
Buying Property
Rental & Investment Property
Bond Cover
Home Owners Insurance
ANNUAL ASSESMENTS
(ONE-STOP-SERVICE)
Contact Ilani Richards directly for your or your family’s annual assessments.
Annual Assessment Service Includes
Health Check
(essential health screenings & preventive tests)
Including Blood pressure, Glucose, Cholesterol, Weight assessment or body mass index (BMI) and non-smoker’s
declaration.
Fitness Assessment
Dietician
Non Smokers Declaration
Online Questionnaires/Assistance
Contact Details
Ilani Richards (Biokineticist)
Cell 0825567522 | email ilani.bekker@gmail.com
Make a Booking Today!
PORTFOLIO REVIEW
It is important to review your policies periodically. The reason behind this is to ensure that you continue to have adequate protection for the future of your loved ones and to safeguard your income earning abilities despite all the life changes you may go through. Do you have too many policies and want to consolidate and save on monthly insurance premiums? Let’s help you in reviewing your financial situation by downloading and completing the 2 forms below
CLIENT CONSENT FORM (POPIA COMPLIANT) | DOWNLOAD
PERSONAL INFORMATION FORM| DOWNLOAD
Please be so kind as to complete and sign both forms in order for us to provide you with the correct information and relevant quotations. Please email both the required forms to admin@krugerfs.co.za